Skip to primary navigationSkip to main contentSkip to footer
Call Us Today (619) 297-7666
  • Call Us: (619) 297-7666
  • Make an Appointment
  • Email Us
  • (619) 297-7666
  • San Diego, CA
  • Toggle Search Menu
  • Toggle My Account Menu
  • Toggle My Wishlist
Stuart Benjamin & Co. Jewelry Designs logo
  • Engagement
    Engagement Rings
    Shop Engagement Rings
    Wedding Bands
    Anniversary BandsMen's Wedding BandsWomen's Wedding BandsBuild Your Wedding Band
    Custom Made Rings & Bands
    Earth Mined Diamonds
    Lab Grown Diamonds
    Shop by Designer
    FanaGabriel & Co.SylvieLashbrook DesignsBenchmark
    Education
    The 4Cs of DiamondsShop Loose DiamondsLab Grown DiamondsChoosing an Engagement RingBeing Engaged
  • Collections
    AlishanLisa NikAmmara StoneBenchmarkCLIQ
    CrownRingDenny Wong JewelryFanaForgeEngagement Rings
    Gabriel & Co Fashion JewelryLashbrook DesignsSpark CreationsSylvieTantalum
    Bespoke Collections
    Bespoke Collections
  • Fine Jewelry
    Shop by Category
    Engagement RingsWedding BandsRingsEarringsPendantsNecklacesBraceletsChainsCharmsBirthstones
    Religious Jewelry
    Family Jewelry
    Browse Catalogs
    FanaGabriel & Co.
    Fashion
    Gabriel & Co.
    Bridal
    Spark Creations
  • Diamonds
    • Earth Mined Diamonds
    • Lab Grown Diamonds
  • Custom
  • About
    About Stuart Benjamin
    About UsAppointmentsCreate a WishlistDirectionsOur BlogOur StaffShop with ConfidenceSocial MediaTestimonials
    Services & Repairs
    AppraisalsCustom DesignsFinancingJewelry Repairs
    Education
    The 4Cs of DiamondsShop Loose DiamondsLab Grown DiamondsChoosing an Engagement RingView All Education
  • Contact
  • Call Us: (619) 297-7666
  • Make an Appointment
  • Email Us
Stuart Benjamin & Co. Jewelry Designs logo
Log In My Cart (0)
  1. Home
  2. Education
  3. Diamond Buying Tips

Diamond Buying Tips

Buying a diamond could be one of the most important purchases in one’s life. The following tips may help make it easier to make this important purchase.

Various diamond shapes and sizes

Diamond Buying Tips: What Really Matters

Shopping for a diamond is exciting, but it can be overwhelming too. Whether you’re choosing an engagement ring or a special gift, these tips will help you shop smart, stress less, and get the best value for your budget. For a deep dive into the 4 Cs, visit our Four Cs of Diamonds guide.

Where to Save, Where to Splurge

  • Color: Most people can’t see the difference between colorless and near-colorless grades—“G” or “H” are great values.
  • Clarity: Eye-clean diamonds (VS2, SI1) look just as good as higher grades. Don’t overpay for what only a microscope can find.
  • Carat: Buying just under major weights (like 0.90ct vs. 1.00ct) saves money and looks nearly identical.
  • Cut: The one place to splurge—cut brings the sparkle, so make it your top priority.

Pro Tip

The best diamond is the one that feels right for you. Halo and thin bands can make a center stone look larger, and the right setting can hide small flaws or enhance color. Focus on what you love and what fits your style, not just the grades on paper.

Size vs. Sparkle: Which Matters More?

Going big isn’t always best. The larger the diamond, the more visible any imperfections may become. And if the cut isn’t great, a bigger diamond can actually look less brilliant than a smaller, well-cut stone. No matter the size, cut quality determines how much a diamond sparkles. Don’t compromise here.

Tips for Smart Shopping

  • Ask to see diamonds loose and under magnification.
  • Request the grading report and check the details before you buy.
  • Consider your lifestyle and how much the ring will be worn every day.
  • Buy from a jeweler with a fair return or exchange policy for peace of mind.

Color, Setting & Style

Most diamonds range from colorless to faint yellow or brown. A touch of warmth can add character. Settings in yellow or rose gold can make slightly tinted diamonds look whiter, helping you save without sacrificing beauty. Ultimately, choose what suits your style and what looks best to you.

Frequently Asked Questions

Should I buy online or in-store?
Online often means lower prices and more options; in-store gives you personal service and the chance to see stones in person. Choose a reputable, well-reviewed jeweler either way.
What certifications matter?
Stick with diamonds graded by GIA or AGS. Independent, third-party grading gives you confidence in what you’re buying.
Are lab-grown diamonds a good option?
Lab-grown diamonds look identical to natural ones and cost less. A smart, sustainable choice for many shoppers. However, they may not hold their long-term value as well as natural diamonds.
How do I avoid overpaying?
Shop around, compare stones, and don’t get pressured by high-pressure tactics or “one-day only” sales. Ask to see diamonds loose and under magnification.
Can the setting make a difference?
Absolutely! The right setting can disguise minor flaws, enhance color, and make your diamond look larger and brighter.
Do I need the highest grades?
Not at all. The most beautiful diamonds fall in the “sweet spot” for value. Buy what looks great to your eye, not just what’s on paper.
What is fluorescence and does it matter?
Fluorescence is a natural property found only in some natural diamonds that causes them to glow under ultraviolet light (like blacklights). About 25-35% of natural diamonds have some fluorescence, usually blue. In most cases, faint to medium fluorescence doesn’t affect a diamond’s beauty and can even make slightly yellow diamonds appear whiter. However, strong fluorescence can sometimes make a diamond look hazy or oily in sunlight. Lab-grown diamonds typically don't fluoresce, which is one way gemologists can distinguish them from natural stones.

Stay in Touch
  •  Call Today
  •  Email us Now
Store Location
7610 Hazard Center Drive
#517
San Diego, CA 92108
(619) 297-7666
Store Information
Shop by Category
  • Engagement Rings
  • Wedding Bands
  • Rings
  • Pendants
  • Necklaces
  • Bracelets
  • Earrings
  • Family Jewelry
  • Religious Jewelry
  • Charms
  • Chains
  • Cufflinks
Designers
  • Alishan
  • Lisa Nik
  • Ammara Stone
  • Benchmark
  • CLIQ
  • CrownRing
  • Denny Wong Jewelry
  • Ever & Ever
  • Fana
  • Forge
  • Engagement Rings
  • Gabriel & Co Fashion Jewelry
  • Lashbrook Designs
  • Spark Creations
  • Sylvie
  • Tantalum
Quick Links
  • About Us
  • Appraisals
  • Custom Design
  • Jewelry Repairs
  • Testimonials
  • Financing
Follow us
  • Visit the ags website
  • Visit the gia website
  • Visit the bbb-accredited website
  • Women's Jewelry Association
  • Wells Fargo Financing
  • Privacy Policy
  • Terms & Conditions
  • Accessibility Statement

© 2025 Stuart Benjamin & Co. Jewelry Designs. All Rights Reserved.

Powered by: Punchmark

My Bag

Loading

Learn how we use cookies in our Privacy Policy or manage cookie preferences.